Resources
Educational articles to help you better understand IUL, retirement planning, life insurance, and long-term financial strategies.
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How Long Should a Term Life Insurance Policy Be?
Match your term life policy to your longest financial obligation. Compare 10, 20 and 30-year terms, laddering, renewal and conversion options.
Mortgage Protection Insurance vs. PMI: What's the Difference?
PMI protects the lender. Mortgage protection life insurance pays your family. See how they differ, what each costs you, and who needs which.
What Fees Are Inside an IUL?
IUL fees include premium loads, cost of insurance, admin, rider and surrender charges. See how each works, how it changes over time, and what to ask.
Fixed Annuity vs. Fixed Indexed Annuity: What's the Difference?
A fixed annuity credits a declared rate; a fixed indexed annuity credits interest tied to an index with a 0% floor. See how they differ and who each fits.
How Much Does an IUL Cost Per Month?
IUL premiums can run from under $100 to well over $1,000 a month. See what drives the cost and why the cheapest premium is often the wrong structure.
Common Mistakes to Avoid with Indexed Universal Life
Learn about the long-term problems that may develop when a policy is not designed appropriately.
How Fixed Indexed Annuities Fit Into a Broader Plan
Explore how annuities can complement long-term financial planning and provide additional stability.
What Makes an IUL Perform Well?
Learn why proper structure can make a significant difference in long-term Indexed Universal Life performance.
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We believe clients should fully understand their options before making an important financial decision. Explore videos covering retirement planning, policy design, tax-advantaged strategies, family protection, and the concepts behind properly structured life insurance solutions.