<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>Lenhoff Financial — Articles</title><description>Educational articles on Indexed Universal Life, fixed indexed annuities and life insurance from Lenhoff Financial.</description><link>https://lenhofffinancial.com/</link><item><title>Fixed Annuity vs. Fixed Indexed Annuity: What&apos;s the Difference?</title><link>https://lenhofffinancial.com/fixed-annuity-vs-fixed-indexed-annuity/</link><guid isPermaLink="true">https://lenhofffinancial.com/fixed-annuity-vs-fixed-indexed-annuity/</guid><description>A fixed annuity credits a declared rate; a fixed indexed annuity credits interest tied to an index with a 0% floor. See how they differ and who each fits.</description><pubDate>Mon, 19 Oct 2026 00:00:00 GMT</pubDate></item><item><title>How Much Does an IUL Cost Per Month?</title><link>https://lenhofffinancial.com/how-much-does-an-iul-cost-per-month/</link><guid isPermaLink="true">https://lenhofffinancial.com/how-much-does-an-iul-cost-per-month/</guid><description>IUL premiums can run from under $100 to well over $1,000 a month. See what drives the cost and why the cheapest premium is often the wrong structure.</description><pubDate>Sun, 18 Oct 2026 00:00:00 GMT</pubDate></item><item><title>Common Mistakes to Avoid with Indexed Universal Life</title><link>https://lenhofffinancial.com/iul-common-mistakes/</link><guid isPermaLink="true">https://lenhofffinancial.com/iul-common-mistakes/</guid><description>Learn about the long-term problems that may develop when a policy is not designed appropriately.</description><pubDate>Sat, 21 Mar 2026 00:00:00 GMT</pubDate></item><item><title>How Fixed Indexed Annuities Fit Into a Broader Plan</title><link>https://lenhofffinancial.com/how-fixed-indexed-annuities-fit-into-a-broader-plan/</link><guid isPermaLink="true">https://lenhofffinancial.com/how-fixed-indexed-annuities-fit-into-a-broader-plan/</guid><description>Explore how annuities can complement long-term financial planning and provide additional stability.</description><pubDate>Wed, 11 Mar 2026 00:00:00 GMT</pubDate></item><item><title>What Makes an IUL Perform Well?</title><link>https://lenhofffinancial.com/indexed-universal-life-perform-well/</link><guid isPermaLink="true">https://lenhofffinancial.com/indexed-universal-life-perform-well/</guid><description>Learn why proper structure can make a significant difference in long-term Indexed Universal Life performance.</description><pubDate>Fri, 30 Jan 2026 00:00:00 GMT</pubDate></item></channel></rss>